Pay over time

    We've partnered with Bread Pay® so you can buy what you want now and pay later at a pace that works for you.

    Pay over time

    Simple application

    Get a decision in seconds without affecting your credit score.

    Straightforward pricing

    What you see is what you get. No hidden fees, prepayment penalties or compound interest.

    Pay at your own pace

    Financing made easy

    Step 1

    Shop our website

    Add items to your cart. Choose Bread Pay® and get a real-time decision without affecting your credit score.

    Step 2

    Select your plan

    Pick the option that works for your budget.

    Step 3

    Complete your purchase

    Get your items now and pay over time.

    Still have questions?

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